Cloudsquare BankLink is a risk analysis tool that integrates Salesforce with the safest and most customer-friendly financial account verification platform, Plaid. This software enables you to run effortless cash flow analysis, make faster and more accurate credit decisions, and fully automate your underwriting process. Cloudsquare BankLink provides access to borrowers’ bank account data across 11,000 institutions worldwide, allowing lenders to see transactional data in real-time and for up to 24 months.  Fully built and easy to customize, Cloudsquare BankLink is ready to be integrated into your online application. Instantly get results along with the application, and if desired, plan an automated flow to analyze and make credit decisions.  What’s Included? Cash Flow User Interface: - Our custom UI that goes above and beyond the competition, helping you see everything you need relating to the applicant's transactions and balances, for up to 24 months.  - Removes the need for complex excel spreadsheets, formulas, and lengthy cash flow analysis  - Competitors only parse data; they don't help you make your process that much better. - Save underwriters hours of analysis. - Predefine certain thresholds and run the parsing through them. You define how it runs.  Connected to the following Plaid Products: - Auth: Account & routing numbers  - Balance: Real-time balance checks  - Identity: Bank account-holder information  - Transaction: Up to 24 months of categorized data  - Assets: Point-in-time snapshots of users’ finances  See borrower banking information and transaction details directly in Salesforce: - Can be triggered automatically from a contact or opportunity  Sends an email to the applicant, so they can authorize the bank verification : - Applicants select the bank account, enter their credentials, and submit from desktop or mobile  - When authorized, the data is then sent directly from Plaid to Salesforce  - Takes only a matter of minutes once the borrower authenticates  Full results are displayed on in-depth and user-friendly tables and summary screens: - Instantly summarizes applicant data in an overview section  - Allows faster and more accurate borrower verification and underwriting  All information is also parsed out into data points : - Details have been parsed down granularly, to the transaction level, for in-depth analysis and borrower transparency  - Configure important fields, such as low balance days and negative balance days  Useable fields and custom objects allow lenders to automate their underwriting process : - Approvals and declines can be fully automated based on their specifications and custom logic. Automation can be set easily by the end user and changed, as necessary.