ESDS Cloud-Based Loan & Mortgages System is a comprehensive loan application model providing a true end-to-end platform for managing varied loan processes. ESDS Cloud-Based Loan & Mortgages System is a comprehensive loan application model providing a true end-to-end platform for managing varied loan processes. The software system hosted on ESDS cloud, controls and automates various business activities performed in the processing of a loan application for advanced risk management and business process optimization. Meanwhile, cloud deployment provides flexibility and scalability while optimizing costs with pay-per-use models.