General Overview Meld’s platform enables developers to build financial applications that can connect and interact with bank accounts, execute fiat and crypto payments, and manage risk. Meld’s Bank Linking Stack maximizes institutional coverage for developers building applications that link to their users’ bank accounts. Meld’s Crypto Stack allows developers to build crypto applications that maximize coverage and conversion across 225 countries, 176 tokens, 102 currencies, and a massive number of local payment methods. Meld’s Fiat Payment Stack enables developers to support multiple payment processors with a single integration. Benefits of Meld’s Bank Linking Stack Expand Institutional Coverage Ensuring your customer can find— and connect to— their financial institution is made easier with Meld. Meld’s support for multiple bank linking providers means you can support your customers wherever they bank. Adding just one additional provider can increase your coverage by up to 5000 institutions. By increasing institutional coverage like this, developers broaden their customer-base and increase conversion rates anywhere from 22% to 45%. Meld keeps a real-time, updated list of financial institutions — so you don’t have to! Across the Bank-Linking ecosystem, Meld offers support for Plaid, Yodel, MX, Finicity, and more! Add Critical Redundancy to Your Institutional Coverage Meld’s Bank Linking Stack allows you to easily add redundancy to your bank-linking connections. If a bank connection is unreliable with a particular provider, you’ll be able to seamlessly and intelligently route your customer’s bank-linking flow to a connection with higher fidelity. This results in less disruption to your customers as they’re linking their bank accounts, and increases your overall conversion. Benefits Of Meld’s Crypto Stack Support For Multiple Onramps Through One API Supporting the multitude of countries, tokens, payment methods, etc. across the crypto ecosystem is made easier and more reliable with Meld. You’ll be able to generate quotes across a variety of on-ramps in just a single API call, and give your customers the best token prices for their purchase decisions. Across the crypto ecosystem, Meld offers support for Wyre, MoonPay, etc. With broad on-ramp support like this, you can increase your coverage by up to 20x compared to working with a single onramp. Benefits Of Meld’s Fiat Payment Stack Support For Multiple Payment Processors Through One API Payment processing is made more user-focused. As your business expands, you’ll need support for a growing list of geographies. No payment processor can support you on their own, and that’s where Meld comes in. Across the PSP ecosystem and with just one integration, Meld offers support for Square, Stripe, etc.