Digital experience and integration platform for banks to provide corporate, business and retail customers with new banking services. MULTIVERSA FIP combines existing verticals, services and new applications into one horizontal platform. MULTIVERSA FIP is highly flexible on both sides: to the customer it offers excellent customer experience, a smart dashboard and broad functionality with a web-based and mobile access point for reaching all digital applications, information and communication instruments through a convenient single sign-on portal; to the provider it offers efficient workflow support and efficient administration.