Sageworks ALLL is an Allowance calculation solution used by banks and credit unions to estimate the allowance for loans and leases losses (ALLL) and allowance for credit losses (ACL) , including future GAAP with CECL. The easy to use software allows institutions to access their portfolio data and run multiple scenarios to see the potential impact on the reserve and earnings, while also providing transparent documentation to defend the Allowance to auditors, examiners and directors.