Allay is an online platform that helps consultants and advisors quote and model self-funded health plans in real-time. The platform helps brokers administer personal health questionnaires, analyze expected claims, and implement cost containment strategies to help lower costs in half the time. Advisors can customize every aspect of a self-funded health plan (including TPA, networks, plan design, and stop-loss variables). Additionally, Allay integrates with strategies and services like reference-based pricing, concierge medicine, Rx sourcing, and direct primary care. Allay also shops stop-loss quotes from underwriters to make sure employers get the best price.